Simplify your spending and save.

Business Credit Cards

The ACFCU Business Visa® offers you one of the best credit card deals around. With money-saving benefits—including NO annual fee—along with time-saving conveniences and fraud protection, you can make your everyday purchases with confidence.

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Save from the Start

The ACFCU Business Visa® offers a low rate plus no annual fee.

Rate as low as

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Earn Rewards for Every Purchase

With our rewards1 program, you:

  • Earn one reward point for every dollar spent
  • Redeem for rewards—with as few as 3,250 points—that include travel, car rental, hotels, gift cards, and merchandise (and there are no blackout dates on air travel)
  • Reward points don’t expire for 5 years


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Purchase with Confidence

Your ACFCU Business Visa® offers safe contactless payments with Mobile Wallet2.


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Great features that work for your business—and for you.

Your ACFCU credit cards come with a number of member-first benefits when you shop, spend and dine.

Logo for On-the-go conveniences

On-the-go conveniences

to make payments, get cash advances, view your statements and more via online or mobile banking

Logo for Peace of mind when you travel

Peace of mind when you travel

with auto rental collision waiver, travel and emergency assistance

Logo for FREE Auto-Pay Service

FREE Auto-Pay Service

for added peace of mind

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Integrate with Mobile Wallet

the simple, secure way to use your card

Meet Your Commercial Banking Lender

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Kevin Sheffield

Business Lending Manager

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Tell us a little bit about yourself, your business and your borrowing needs. We will get in touch with you within one business day3.


Manage your money anytime, anywhere with our mobile app.

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The Fine Print

*APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. Credit card approval is subject to evaluation of an applicant’s creditworthiness. Not all applicants will qualify for the credit card or the lowest rate. No annual fee. Cash advance and balance transfer fee is 2%. Foreign transaction fee is up to 1% of transaction amount in US dollars. Late payment fee is $29. Initial Annual Percentage Rate (APR) will range from 16.00% to 18.00% based on your creditworthiness.

1Rewards available on ACFCU Business VISA® Credit Cards only.

2Standard message and data rates may apply.

3Please do not submit your account number or social security number via email or contact form. Information sent is at risk of loss of confidentiality if the information is transmitted over the internet.

Here is our most recent Credit Card Agreement.